Wed, 12 Oct 2016 00:05:04 GMT
Unbanked Hispanics Pay Steep Fees for Alternative Financial...
- Palm Beach Post
Mayra Navarro's bank closed her account after a series of overdrafts. She wasn't eligible to open another bank account because she had been blacklisted by ChexSystems
, an agency that tracks your banking history. Like many unbanked Hispanics, she ...
Thu, 04 Aug 2016 14:04:35 GMT
Denied a Checking Account? What to Do Now
- NerdWallet (blog)
Under the Fair Credit Reporting Act, you have a right to ask ChexSystems
for a free copy of your file if you're denied a bank account. You can also request a free copy at least once every 12 months. If there's an error, you can dispute the information ...
Wed, 27 Jul 2016 10:24:18 GMT
How to Open a Checking Account When You Have Bad Credit
Rather than bad credit, what consumers should be concerned about is their ChexSystems
report. That's where banks record which consumers bounced checks, had accounts closed due to unpaid overdrafts or who otherwise owe a financial institution money.
Fri, 22 Apr 2016 17:37:01 GMT
Mon, 28 Mar 2016 23:42:41 GMT
Blacklisted by ChexSystems? Here's What to Know
When you apply for a bank account, most banks use an agency called ChexSystems
to see whether you have mishandled any accounts in the past. A negative report can affect whether your application for a new account is accepted. The review process is ...
Sun, 20 Mar 2016 12:44:19 GMT
What Do Banks Look For When Opening Bank Accounts?
- Deposit Accounts (blog)ChexSystems
keeps track of all your sins. If your bank account is closed for "cause" ChexSystems
' database likely has that info because your bank ratted you out. Some banks will tell you straight up they will not open a checking account for you if you ...
Tue, 20 Oct 2015 17:57:54 GMT
Report Attacks ChexSystems, Early Warning
- Credit Union Times
The National Consumer Law Center and Cities for Financial Empowerment Fund released a report Monday that charged consumer reporting agencies such as ChexSystems
and Early Warning Services with helping prevent millions of Americans from ...
Mon, 05 Oct 2015 23:45:34 GMT
How Long Does It Take to Open a Checking Account?
The bank will take your information and run it through ChexSystems
before deciding if you are authorized to open a checking account. ChexSystems
is a database of people who have had their bank accounts closed by banks for fraudulent activities such as ...
Mon, 31 Aug 2015 23:23:26 GMT
5 Steps for Getting Your ChexSystems Record Cleared
- NerdWallet (blog)
If you've been turned down for a bank account, chances are you have a ChexSystems
record. Your ChexSystems
file has information about any checking or savings accounts you've held that your financial institution has closed because of mishandling.
Thu, 11 Jun 2015 20:32:12 GMT